Are you entitled to a Member Loyalty Rebate?

Capricorn Mutual is paying back $6M in profits to its long-term Members.

Eligibility not known

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The $6 million Capricorn Mutual Loyalty Rebate is being distributed amongst Members who have had Capricorn Mutual protection for 3+ years as at 30 June 2021. If you meet these criteria, lookout for a letter from Capricorn Mutual that outlines how exactly how much you can expect to receive.

We are able to make this payment as unlike traditional insurance, Capricorn Mutual has no third-party shareholders, who expect a return. This means all profits go back to benefit Members of the Mutual.

To join the Member owned Mutual and potentially be eligible for any rebates in the future, speak to your Risk Account Manager or email

Risk Products sold through Capricorn Risk Services Pty Ltd (ABN 93 111 632 789) are: (i) discretionary risk protection products issued by Capricorn Mutual Ltd; and (ii) general insurance products issued by a range of insurers and brokered through Capricorn Insurance Services Pty Ltd. Before deciding to acquire any product you should consider the Product Disclosure Statement available from Capricorn Risk Services Pty Ltd to see if the product is appropriate for you. Capricorn Risk Services Pty Ltd is a Corporate Authorised Representative (No. 460893) of Capricorn Mutual Ltd (AFSL 230038) and Capricorn Insurance Services Pty Ltd (AFSL 435197).