Protect what matters most to you

All the protection you need in one place.

A lot of time, money and energy gets poured into your business, and it’s important to have the right protection in place to ensure you’re covered at the times that matter.

We can help give you that extra peace of mind

Capricorn offers Members an exclusive range of protection products specifically designed for people like you. Whether you want to protect your home or motor vehicle, or need protection for your business, Capricorn has the right product to give you the comfort you need.**

And, if we don’t offer the specific type of cover you’re after, our brokerage service will help you get the best deal on the market.

All the protection you need in one place

We offer a range of personal protection products as well, which means that you can consolidate your business and personal protection and insurance with us. It also means that you can use your Trade Account to pay and earn Rewards Points^ at the same time.

It’s just another way we can help make life easier and deliver more benefits.

  • Business Protection
  • Personal Protection
  • Insurance Services
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Property

Protect business buildings and contents from loss or damage events such as fire, flood, storm, theft, mechanical breakdown and accidental damage.

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Business Interruption

Protection from financial loss associated with the inability to conduct business due to loss or damage to property.

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Customers’ Vehicles

Protection for customers’ vehicles in your care, custody or control.

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Public and Products Liability

Protection from costs associated with compensation payments for personal injury and property damage claims.

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Professional Protection

Protection against civil liability for claims arising out of a breach of professional duty when providing professional advice for a fee.

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Motor Vehicle

Protection for commercial vehicles, stock vehicles and motor fleet vehicles.

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Home

Protection for home, contents and valuables.

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Motor Vehicle

Protection including comprehensive, third-party fire and theft and third-party only to protect your car and/or motor bike.

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Landlords

Secure your rental income with protection against loss or damage to your investment property.

Whether you’re a Member or not, our insurance brokering service, Capricorn Insurance Services, can help make sure that you have access to the policies you need.

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Workers Compensation Insurance

Covers you in the event of Workers Compensation claims. Available in WA, NT, TAS and ACT only.

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Management Liability Insurance

Covers you from costs arising from when things go wrong with day-to-day operations.

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Watercraft Insurance

Provides cover for your jet ski or boat in and out of the water.

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Personal Accident and Illness Insurance

Provides cover if you become injured, disabled, ill or in the event of death.

Ready to start protecting the important things?

To get in touch with us, arrange a quote or make a claim, select and fill out the relevant form below.

  • Quote
  • Claim
  • Enquiry

Contact Capricorn Risk Services

Your Personal Information

We value your privacy. We will use your details and any subsequently collected information for the purpose of providing you with information about the benefits of joining Capricorn and helping you become a Member, should you wish to do so. We can’t do this without your information. We won’t disclose your information to anyone outside of Capricorn and its related companies. Your personal details will be maintained and used in accordance with the provisions of the Privacy Act and Capricorn’s Privacy Policy. If you do become a Member of Capricorn then we may use your information for additional purposes referred to in our Privacy Policy. Our Privacy Policy contains more information about how we handle information, including how you can access and correct your information or make a complaint. Our Privacy Policy is available online. For more information, you can email our privacy inbox using the details contained in our Privacy Policy or phone 1800 327 437 (Australia) or 0800 401 444 (New Zealand) and ask to speak to our Privacy Officer.

^Participation in the Capricorn Rewards program is subject to Capricorn Rewards Terms and Conditions. 

**Products sold through Capricorn Risk Services Pty Ltd (ABN 91 111 632 789) are: (i) discretionary risk protection products issued by Capricorn Mutual Ltd; and (ii) general insurance products issued by a range of insurers and brokered through Capricorn Insurance Services Pty Ltd. Before deciding to acquire any product, you should consider the Product Disclosure Statement available from Capricorn Risk Services Pty Ltd to see if the product is appropriate for you. Capricorn Risk Services Pty Ltd is a Corporate Authorised Representative (No. 460893) of Capricorn Mutual Ltd (AFSL 230038) and Capricorn Insurance Services Pty Ltd (AFSL 435197). For its protection, Capricorn Mutual Ltd has published a Target Market Determination. Capricorn Insurance Services subscribes to National Insurance Brokers Association of Australia's (NIBA) Insurance Brokers Code of Practice.