Your one-stop shop
Consolidate your business and personal protection and insurance with Capricorn, and use your Trade Account to pay.
We offer personalised service, meaning you'll have your own dedicated Risk Account Manager who will work with you to obtain the protection and insurance options you select at the best possible price. You also get to experience the convenience and personalisation of someone coming to visit you face to face at a time and location that suits you.
Our team at Capricorn Risk Services also believe in offering our clients more rewards and less paperwork. We do this so you can consolidate your billing and use your Capricorn Trade Account to pay for your protection, which means earning even more reward points to spend as you please!
HomeIncludes protection for your home, contents and your valuables.
Motor VehicleYou can choose from comprehensive, third party fire and theft, and third party only to protect your car and motor bike.
LandlordsProvide access to landlords protection for loss or damage to your investment property and your rental income.
Watercraft*Whether you have a jet ski or a boat, we can provide access to cover for your watercraft in and out of the water.
Personal Accident and Illness*Covering you if you become injured, disabled, ill, or in the event of death.
*These product are only available as a general insurance product
With Capricorn Risk Services, you'll get personalised service, with your own dedicated Risk Account Manager who will work with you to obtain the protection options you select. We offer coverage for your business and personal assets, making us a one stop shop with access to a range of risk protection and insurance products. More rewards and less paperwork, because you can consolidate your billing and use your Capricorn Trade Account to pay for your protection and insurance, which means earning even more reward points to spend as you please!
Find your local specialist
Contact your local Risk Account Manager to discuss your needs.
Contact one of our specialists today.
1800 007 022
0800 555 303
If you wish to raise a complaint please contact us at
Capricorn Risk Services Pty Ltd was launched in July 2014 by Capricorn Society Limited as a specialist risk solutions provider to the Motor Trades industry. Capricorn Risk Services is a tied-agent to Capricorn Mutual Limited (CAR 460893) and a corporate authorized representative of Capricorn Insurance Services Pty Ltd (CAR 460893).
Access to more than just insurance, Capricorn Mutual is an exclusive risk protection mutual for Members, that is designed specifically for your automotive business.
A choice of protections driven by Members needs - including Business Building, Business Contents, Business Interruption, Burglary, Customers Vehicles, Commercial Vehicles, Professional Protection and Public and Products Liability plus more.
The mutual difference.
With no 3rd party investors, Members interests always come first. Profits are reinvested to benefit Members of the mutual.
One-stop shop for Member protection, for both business and personal assets.
There’s no need to have insurance policies with lots of different companies. Through Capricorn Risk Services, you can consolidate access to protection from Capricorn Mutual as well as general insurance products.
Personalised service with your own Risk Account Manager.
We work with you to obtain the protection options that will best suit your business.
Protection you can trust.
Capricorn Mutual is owned by Members and exists for Members. So if you ever make a claim within your protection, we’ll be there to look after you.
One account, more rewards.
All your purchases are paid through your Capricorn Trade Account, so you have just one monthly statement and more rewards points to enjoy.