Personal Protection

Your one-stop shop

Consolidate your business and personal protection and insurance with Capricorn, and use your Trade Account to pay.

Personal Protection

We offer personalised service, meaning you'll have your own dedicated Risk Account Manager who will work with you to obtain the protection and insurance options you select at the best possible price. You also get to experience the convenience and personalisation of someone coming to visit you face to face at a time and location that suits you.

Our team at Capricorn Risk Services also believe in offering our clients more rewards and less paperwork. We do this so you can consolidate your billing and use your Capricorn Trade Account to pay for your protection, which means earning even more reward points to spend as you please!

At no extra cost, you and your accompanying spouse and children, are covered for personal leisure travel up to 14 days in Australia and 28 days internationally when you purchase a product through Capricorn Risk Services.

  • Home

    Home

    Includes cover for your home, contents and your valuables.
  • Motor Vehicle

    Motor Vehicle

    You can choose from comprehensive, third party fire and theft, and third party only to cover your car and motor bike.
  • Landlord

    Landlords*

    Provide access to landlords insurance for loss or damage to your investment property and your rental income.
  • Watercraft

    Watercraft*

    Whether you have a jet ski or a boat, we can provide access to cover for your watercraft in and out of the water.
  • Personal Accident & Illness

    Personal Accident and Illness*

    Covering you if you become injured, disabled, ill, or in the event of death.

*These product are only available as a general insurance product

With Capricorn Risk Services, you'll get personalised service, with your own dedicated Risk Account Manager who will work with you to obtain the protection options you select at the best possible price. We offer coverage for your business and personal assets, making us a one stop shop with access to a range of risk protection and insurance products.More rewards and less paperwork, because you can consolidate your billing and use your Capricorn Trade Account to pay for your protection and insurance, which means earning even more reward points to spend as you please!

At no extra cost, you and your accompanying spouse and children, are covered for personal leisure travel up to 14 days in Australia and 28 days internationally when you purchase a product through Capricorn Risk Services.

Find your local specialist

Contact your local Risk Account Manager to discuss your needs.

Contact one of our specialists today.

Email Enquiries

info@capricornrisk.com

Freecall AU

1800 007 022

Freecall NZ

0800 555 303

 

If you wish to raise a complaint please contact us at

complaints@capricornrisk.com

Capricorn Risk Services Pty Ltd was launched in July 2014 by Capricorn Society Limited as a specialist risk solutions provider to the Motor Trades industry. Capricorn Risk Services is a tied-agent to Capricorn Mutual Limited (CAR 460893) and a corporate authorized representative of Capricorn Insurance Services Pty Ltd (CAR 460893).

You Get

Which Means

Access to more than just insurance, Capricorn Mutual is an exclusive risk protection mutual for Members, that is designed specifically for your automotive business.

Which Means

A choice of protections driven by Members needs - including Business Building, Business Contents, Business Interruption, Burglary, Customers Vehicles, Commercial Vehicles, Professional Protection and Public and Products Liability plus more.

The mutual difference.

Which Means

With no 3rd party investors, Members interests always come first. Profits are reinvested to benefit Members of the mutual.

One-stop shop for Member protection, for both business and personal assets.

Which Means

There’s no need to have insurance policies with lots of different companies. Through Capricorn Risk Services, you can consolidate access to protection from Capricorn Mutual as well as general insurance products.

Personalised service with your own Risk Account Manager.

Which Means

We work with you to obtain the protection options you select at the best possible price.

Protection you can trust.

Which Means

Capricorn Mutual is owned by Members and exists for Members. So if you ever make a claim within your protection, we’ll be there to look after you.

Complimentary leisure travel insurance.

Which Means

At no extra cost, you and your accompanying spouse and children*, are covered for personal leisure travel up to 14 days in Australia or New Zealand, depending on the country you reside and 28 days internationally when you purchase a product through Capricorn Risk Services.

One account, more rewards.

Which Means

All your purchases are paid through your Capricorn Trade Account, so you have just one monthly statement and more rewards points to enjoy.

Contact Capricorn Risk Services

Your Personal Information

We value your privacy. We will use your details and any subsequently collected information for the purpose of providing you with information about the benefits of joining Capricorn and helping you become a Member, should you wish to do so. We can’t do this without your information. We won’t disclose your information to anyone outside of Capricorn and its related companies. We won’t disclose your information overseas. Your personal details will be maintained and used in accordance with the provisions of the Privacy Act and Capricorn’s Privacy Policy. If you do become a Member of Capricorn then we may use your information for additional purposes referred to in our Privacy Policy. Our Privacy Policy contains more information about how we handle information, including how you can access and correct your information or make a complaint. Our Privacy Policy is available online. For more information email privacy@capricorn.coop or phone 1800 327 437 (Australia) or 0800 401 444 (New Zealand) and ask to speak to our Privacy Officer.