Personal Protection

Your one-stop shop

Consolidate your business and personal protection and insurance with Capricorn, and use your Trade Account to pay.

Personal Protection
  • Home


    Includes cover for your home, contents and your valuables.
  • Motor Vehicle

    Motor Vehicle

    You can choose from comprehensive, third party fire and theft, and third party only to cover your car and motor bike.
  • Landlord


    Provide access to landlords insurance for loss or damage to your investment property and your rental income.
  • Watercraft


    Whether you have a jet ski or a boat, we can provide access to cover for your watercraft in and out of the water.
  • Personal Accident & Illness

    Personal Accident and Illness*

    Covering you if you become injured, disabled, ill, or in the event of death.

*These product are only available as a general insurance product

With Capricorn Risk Services, you'll get personalised service, with your own dedicated Risk Account Manager who will work with you to obtain the protection options you select at the best possible price. We offer coverage for your business and personal assets, making us a one stop shop with access to a range of risk protection and insurance products.More rewards and less paperwork, because you can consolidate your billing and use your Capricorn Trade Account to pay for your protection and insurance, which means earning even more reward points to spend as you please!

At no extra cost, you and your accompanying spouse and children, are covered for personal leisure travel up to 14 days in Australia and 28 days internationally when you purchase a product through Capricorn Risk Services.

Find your local specialist

Contact your local Risk Account Manager to discuss your needs.

Contact one of our specialists today.

Email Enquiries

Freecall AU

1800 007 022

Freecall NZ

0800 555 303


If you wish to raise a complaint please contact us at

Capricorn Risk Services Pty Ltd was launched in July 2014 by Capricorn Society Limited as a specialist risk solutions provider to the Motor Trades industry. Capricorn Risk Services is a tied-agent to Capricorn Mutual Limited (CAR 460893) and a corporate authorized representative of Capricorn Insurance Services Pty Ltd (CAR 460893).

Contact Capricorn Risk Services

Your Personal Information

We value your privacy. We will use your details and any subsequently collected information for the purpose of providing you with information about the benefits of joining Capricorn and helping you become a Member, should you wish to do so. We can’t do this without your information. We won’t disclose your information to anyone outside of Capricorn and its related companies. We won’t disclose your information overseas. Your personal details will be maintained and used in accordance with the provisions of the Privacy Act and Capricorn’s Privacy Policy. If you do become a Member of Capricorn then we may use your information for additional purposes referred to in our Privacy Policy. Our Privacy Policy contains more information about how we handle information, including how you can access and correct your information or make a complaint. Our Privacy Policy is available online. For more information email or phone 1800 327 437 (Australia) or 0800 401 444 (New Zealand) and ask to speak to our Privacy Officer.